"By far the smoothest conversion ever."


“My mother’s application was approved spot on time, and the director at her memory care community called it “by far the smoothest conversion ever.” Ms. Meldrum was timely, knowledgeable, and professional in all of her communication, and I recommend her services without hesitation.”



Thanks a million! We did it! Was executed professionally!


"I highly recommend using her services! "  

"For over a year, Ronnie Meldrum CLTC, of Meldrum Insurance, has provided me with clarity and guidance in setting up Long-Term Care services for my family member. Ronnie was accommodating to my extremely busy schedule and took care of everything. She was very professional, time-efficient, and went above and beyond to provide quality services. I highly recommend using her services!" 


"Ronnie did very good."


"Ronnie was great! She always returned my calls."

“I would be proud to have her take care of any problems or questions I would need help with”

“Ronnie worked very well and much time spent on checking in with us, I would be proud to have her take care of any problems or questions that I would need help with! Thank you so very much and GOD BLESS YOU!


“I would not have been able to do this without them”

“They literally held my hand as I walked through the process of securing financial help for me to pay for my husband’s long term medical expenses. They were always available to answer questions, help me with the computer and walking through the process step by step. It was a pleasure working with them. Thank you!

“It worked out very well for us and we could never have done it without you”

”You helped us get long term care years ago. It was such a help and we had such a good outcome from that. In the meantime my husband has passed away. It worked out very well for us and we could never have done it without you. I just wanted to thank you and let you know and I’ve told so many people about you. Thank you so much for all the help you gave us when we were starting out. We knew absolutely nothing. We appreciate it. Thank you.“


“Thank you, Thank you.”

“I thank you for your help when the “chips were down” – you never gave up. Thank you, thank you.


Thanks again for making this possible to execute.”

”Official notification arrived in the mail yesterday from DSHS. My husband is now on Medicaid. I am relieved to have this whole process completed and I don’t have to think, or do, or say anything more. Thanks again for making this possible to execute.”


“Thank you for guiding us through a difficult arduous, and emotional process!”

“What a journey and what a grand result! Thank you for guiding us through a difficult arduous, and emotional process! We are most grateful for your expertise and your friendly demeanor, your understanding, and your sense of humor. You know we could not have achieved this outcome without you.


“I am so overwhelmed with the process”

“Thank you for helping me apply for my husband’s Medicaid. I am so overwhelmed with the process. I also appreciate all the effort with all the paperwork, time and effort you guys have done.”


“Thanks for the insight and all your help.”

“I really appreciate your efforts and willingness to share your knowledge with us about our mothers situation and options. Thanks for the insight and all your help.”


“Your honesty and willingness to help us from beginning to end gives me faith in the insurance business.”

“Just a note of thanks for working so hard to accommodate us and all our issues. Your honesty and willingness to help us from beginning to end gives me faith in the insurance business.” 


“Thanks for your patience in examining every detail”

”It has been a long process researching and comparing LTC policies, and thanks to your patience in examining every detail, I am finally set up with a good plan. I appreciate your patience and time in getting answers to every question no matter how big or small. I will recommend you to others who want to learn about and shop for LTC insurance. It gives me peace of mind to know the insurance is there if I ever need it.”


“You made an unbearable situation bearable”

“Thank you for being so thoughtful. You made an unbearable situation bearable. I have to say that although I felt broken, my spirit was not damaged. Thank you for keeping things positive. I think no matter how bad situations get, a positive attitude and a little laughter go a long way to heal the soul. That is what you are to me.”


“What a gift you can give your family”

“As we age and transition to retirement and end-of-life scenarios, it is imperative that we plan and get our affairs in order. What a gift you can give your family if you take care of these details in advance. Bamford Financial does an excellent job of presenting this information, focusing on the important points to consider. It is complicated and overwhelming but they can help walk you through the steps necessary to reach the best possible solution for your situation. The information was timely and important. I would recommend this presentation to others.”

Sherri G., Director of Stillwater Estates……a great pre-retirement/retirement community in Centralia, WA.

“Bamford Financial is awesome!”

“Planning4LTC is awesome! The session was, as promised, information only, no selling was done. The information was presented in a fashion that anyone could understand. The graphics and handouts were professional and you could write notes which was also helpful. There was time for questions and the presenters made you feel like no question was a dumb question. I would highly recommend the presentation to other facilities and groups.”

Cindy D., Sales and Marketing Manager of the NEW Brookdale East Assisted Living Facility in Olympia, WA

“I thought the session was excellent… I give a 5+”

“I thought the session was excellent…………………. I give a 5+ out of 5 for the overall presentation being well done and the information given being very important to all who attended. I definitely want to have this presentation in my community for my staff to attend as well as the families of our residents.”

Lori M., Sales & Marketing Manager of Brookdale Courtyard Puyallup, WA