Medicaid Planning

Medicaid Long-Term Care: The Department of Home and Community Services (DSHS) is a Washington state government agency. Medicaid helps low income seniors get support and services when Long-Term Care is needed at home or in a community setting.

"State Law was not written to impoverish both spouses because one of them needs care."

What is Medicaid Planning?

Medicaid Planning is creating a plan to position assets in such a way that those assets do not prohibit you from qualifying for Medicaid Long-Term Care financial assistance. This planning allows for the following goals:

Allows married couples to protect retirement assets from being spent down in order to qualify for Medicaid Long-Term Care. The healthy spouse still needs those accumulated funds to meet their regular daily living expenses, possibly for many years to come.
Allows single people to set aside assets for final expenses.
Creates a time sensitive plan to avoid the gap between liquidation of funds and Medicaid Long-Term Care qualification.

"If you are married, you do not need to spend all of your assets in order to qualify for Medicaid Long-Term Care! "

What can I do now?

The next step depends on your own personal situation:

I am in crisis. My loved one is in the hospital and Medicare payments are about to run out. I need help ASAP: Call us TODAY!
I am experiencing Caregiver Burnout and I am not sure how much longer I can continue to care for my loved one without assistance. Call us TODAY!
I am just learning and I want to be prepared: Non Crisis - Sign up for our Free Class or watch our Free webinar.
I want Education: Sign up for our Free Class or watch our Free webinar.
I am feeling nervous. I need to talk to someone: Schedule a consult appointment.

Click here to read what previous clients have said about our services!

The Medicaid qualification process is extremely difficult and overwhelming for families in crisis. It requires seniors, who are already overwhelmed, to complete difficult and time sensitive tasks during an emotionally straining period for the family. Whether we are helping a married couple or a single person, we create a time sensitive plan to avoid the gap between the liquidation of funds and Medicaid beginning to pay.

Our purpose is to:

1. Save our clients thousands or hundreds of thousands of dollars of retirement savings.

2. Help our clients get support paying for their spouse or parent's Long-Term Care by qualifying for Medicaid.

Medicaid planning is one of the services that Planning4LTC provides to its clients.

Medicaid Planning services include:

Document Preparation
Assisting with the application process
Maximizing asset retention
Coordinating with Medicaid attorneys and accountants
Troubleshooting Medicaid applications with DSHS
Referrals to sources that can meet medical needs
Accelerating qualification

If you’ve determined that you or your loved one will need Medicaid soon, you should definitely start the process now by scheduling a consultation.

The Medicaid application process, on average, can take 3-4 months in the State of Washington to complete. It is important to start early.